Terms of Service

Last Updated: June 9, 2026

Welcome to FundViz AI. These Terms of Service ("Terms") govern your use of our mobile application and services. By downloading, accessing, or using FundViz AI, you agree to be bound by these Terms.

1. Acceptance of Terms

By downloading, installing, or using FundViz AI, you agree to these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use the app.

2. Description of Service

FundViz AI is a personal finance management application that allows users to:

• Track expenses and income
• Create and manage budgets
• Set financial goals
• View financial reports and analytics
• Store and organize financial transaction data

3. User Accounts

3.1 Account Creation

To use certain features of FundViz AI, you must create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and update your account information
• Keep your account credentials secure and confidential
• Accept responsibility for all activities under your account

3.2 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

4. User Responsibilities

As a user of FundViz AI, you agree to:

• Use the app for personal, non-commercial purposes only
• Not use the app for any illegal or unauthorized purpose
• Not attempt to reverse engineer, decompile, or disassemble the app
• Not interfere with or disrupt the app's functionality
• Not introduce viruses, malware, or harmful code
• Comply with all applicable laws and regulations

5. Financial Data Disclaimer

• Financial data you input is for informational and tracking purposes only
• We do not guarantee the accuracy or completeness of financial calculations
• You should consult with a qualified financial advisor for professional advice
• We are not responsible for any financial decisions you make based on app data

6. Intellectual Property

6.1 Our Rights

FundViz AI and all related content, features, and functionality are owned by us and are protected by copyright, trademark, and other intellectual property laws.

6.2 User Content

You retain ownership of any financial data and personal information you input into the app. By using the app, you grant us a license to store, process, and use your data to provide the service.

7. Privacy

Your use of FundViz AI is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. Please review our Privacy Policy carefully.

View our Privacy Policy

8. Limitation of Liability

8.1 Disclaimer

FundViz AI is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

• The app will be uninterrupted or error-free
• The app will meet your requirements
• Any errors will be corrected
• The app is free of viruses or harmful components

8.2 Liability Limit

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of the app.

9. Termination

9.1 By You

You may stop using the app at any time and delete your account through the app settings.

9.2 By Us

We reserve the right to suspend or terminate your account at any time for any reason, including but not limited to:

• Violation of these Terms
• Suspicious or fraudulent activity
• Extended period of inactivity
• Changes to our business or legal requirements

10. Modifications to Terms

We may modify these Terms at any time. We will notify you of material changes by posting the updated Terms in the app and updating the "Last Updated" date. Your continued use of the app after such changes constitutes your acceptance of the updated Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which our company is registered, without regard to its conflict of law provisions.

12. Dispute Resolution

Any disputes arising from or relating to these Terms or your use of the app shall be resolved through binding arbitration, except where prohibited by law. You agree to waive your right to a trial by jury.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and FundViz AI regarding your use of the app.

15. Contact Information